关于保险的英语情景对话

关于保险的英语情景对话


A:Goodmorning.I'dliketoasksomequestionsaboutyourinsurancepolicies.

B:Ofcourse.Pleasesitdown.HowmayIhelpyou?

A:Iboughtahouserecentlyandwouldliketoinsureitanditscontents.

B:Isee.Here'sapamphletaboutourhomeinsurancepolicy.We'venamedourpolicy'Umbrella'.MayIaskhowmuchyoupaidforyourhomeandwhereyoulive?Thesearethetwomainthingsthatdecidehowmuchyourpremiumsare.

A:Iunderstand.IliveintheOakfieldareaandpaid$100,000formyhome.

B:Letmejustcheckthatonmycomputer.Oaksfieldisalowriskarea,soyourpremiumswillprobablybearound$100amonth.Theotherthingtotakeintoaccountisdeductibles.

A:Inthispamphletitsaysthattheminimumamountfordeductiblesis$2000.Whatdoesthatmeanexactly?

B:Itmeansthatthefirst$2000ofanyclaimyoumakemustbepaidbyyou.Theinsurancepolicycoversanyamountabovethat,uptotheagreedlimit.

A:Oh,Isee.That'sfine.Whatistheadvantageofhavinghigherdeductibles?

B:Ifyouhavehigherdeductibles,yourpremiumsarelower,becauseyouwillpaymoreoftheclaimandwewillpayless.

A:ItseemsthatIshoulddosomecalculationsbeforedeciding.Ipresumethattheinsuranceperiodcanbeforaslongasweagree.

B:Weinitiallysignone-yearpolicieswithourpolicyholders.Thesearerenewableafterthefirstyear.

A:IfIhaveaclaim,howlongdoesittaketomakeasettlement?I'veheardthatwithsomeinsurancecompanies,itcantakemonths.

B:Thatisofgreatconcerntoourclients.Weaimtosatisfyallclaimswithinamonth,butwecan'tguaranteethat.
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