banking 银行业务
1 deposit 存款 v.存放，堆积
2 account 帐目，报告 v.说明，解释
3 credit card 信用卡
4 installment 分期付款
5 transfer 转账;转移，转让BE转移，转让;换乘.
记忆点拨
办理各种业务者都有很多种表达:
1. open an account开户.
2. earn interest赚取利息.
3. deposit account定期存款帐户.
4. current account活期存款帐户.
5. cash withdrawal 现金提取.
单词延伸
1 deposit
endorse (在支票的背面)签名;背书;认可
certificate of deposit存款单
safe-deposit box(银行)保险箱
mature (定期存款、票据等)到期 adj.成熟的;深思熟虑的;到期的.
2 account
discount rate贴现率
banknote 纸币，钞票
overdraft 透支
savings account储蓄存款账户
3 credit card
credit limit信用额度
debit card借记卡
interest 利息，兴趣
default 违约，不履行，拖欠;欠钱;缺省
4 installment
mortgage 抵押 v.抵押
refinance 重新货款
loan 货款，借出，债权人
collateral 抵押物，担保物
5 transfer
balance transfer余额结转
wire 汇款发电报(给).电线，金属丝
bounce 拒付(退回)支票;弹回.弹跳，弹起
withdraw 提款;v.散回;取回
语境记忆
He defaulted in his payments on the loan.
他没有按期偿还贷款。
The committee endorsed an initiative by the chairman to enter discussion about a possible merger.
委员会通过了主席提出白簇所方案，开始就可能进行的并购进行讨论。
Currently, retail investors can buy Singapore government bonds over the banking counter.
散户投资者现可通过银行柜台购买新加坡政府债券。
He's deposited quite a lot of money recently.
他近存了不少钱。
Your deposit matures on April 3rd.
你的存款四月三日到期。
The sum of money has been transferred into my account.
那笔钱已转到我账上。
Risk discount rate method is often used in risk decision analysis.
风险贴现率法是风险决策分析中常用的方法。
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