关于零花钱的托福作文范文

　　It is better for parents to let children manage their pocket money when they are young.Do you agree or disagree? Use specific reasons and examples to support your answer.

　　I agree that it is better for parents to let children manage their pocket money when they are young. This teaches children about both the value of money and how to manage money responsibly. Once children reach the age of 18, they are able to get a job and earn a salary, and they can apply for a credit card or a bank loan. If they are inexperienced with money, they are likely to make bad decisions that cause big problems in their life.By letting children manage their pocket money, parents can ensure that the children are prepared for adulthood.

　　Young children do not understand the value of money because they do not buy things.They do not realize that their parents work hard every day to provide a home, food, toys,etc. In fact, children take all these things for granted until they have their own money and must decide how to spend it. Managing pocket money helps children understand the value of money. When children have to buy things for themselves, they understand that “money does not grow on trees” and that they cannot have everything they want.Furthermore, the children learn that if they want something expensive then they must save money each week.

　　In life, we have many choices for how to spend our money. Some choices focus on short-term pleasure while others focus on long-term responsibility, i.e. spending money on a hobby versus saving money to buy an apartment. If children know how to manage money then they can learn how to strike this balance and they will make better choices when they are adults. Even if children want to waste their pocket money, parents should let them go because people learn a lot from mistakes. What is more, it is better to make these mistakes when children are young because the consequences are small.

　　我同意父母比较好让孩子从小管理自己的零用钱这一观点。这能教会孩子懂得金钱的价值和如何负责地管理金钱。当孩子成长至18岁，他们就能找工作赚取薪水，申请信用卡和银行贷款。如果他们对金钱没有经验，他们就有可能会做出错误的决定并因此带来大问题。通过让孩子管理自己的零用钱，家长可以让孩子为成年生活做好准备。

　　年幼的孩子不理解金钱的价值，是因为他们不去买东西。他们意识不到父母为了养家、购买食物和玩具等每天工作的辛苦。实际上，孩子将这些看做是理所当然的，直到他们有了自己的钱并且必须决定如何使用时才会明白。而管理零用钱可以帮助孩子了解金钱的价值。当孩子需要为自己购买东西时，他们就能意识到钱不是长在树上的，他们不可能购买所有想要的东西。此外，孩子还可以认识到，如果想要买一件昂贵的商品，他们必须为此每周都存钱。

　　在生活中，我们对于金钱的使用有很多选择。有些选择是基于短期的快乐，而有些则是因为长期的责任，例如在一项爱好上花钱和存钱以后购买公寓。如果孩子了解如何管理金钱，那么他们可以学会如何掌握这长期短期的平衡，并在长大成人后在金钱方面做出更好的选择。即使孩子想要浪费他们的零花钱，父母也不应干预，因为人们可以从错误中学习。更何况，比较好是让这些错误在他们年龄还小时发生，因为这时产生的不良后果会比较小。