钱的英文有很多种说法，用得普遍的就是money。”Money”是一个广义词，既可以指不确定的数目的钱，也可以表达一个概念。下面就来说说与金钱相关的英语口语，大家千万别错过。
与金钱相关的英语口语
1. balance the books 结账、结算
determine that accounts are in balance, bring the two sides into equilibrium, settle an account by paying what is due
确定账户处于平衡状态，力求平衡，通过支付到期款来结算账户
The accountant says he can't balance the books till our last check clears.
会计说上次的票款清理后才能给我们结账。
2. bring home the bacon 养家糊口
earn a salary, make money for your family
挣钱养家
When our parents died in an accident, and my sister and I remained alone, I had to leave college and bring home the bacon.
父母意外死亡时，我和妹妹还没成家。所以我不得不辍学养家。
3. go dutch 各自付账
share the cost of something
共同支付
When I wanted to settle the bill, she insisted on going Dutch and pay for her meal.
就在我准备结账时，她坚持各自付账，并支付了自己那份饭钱。
4. gravy train 钱多活少的好差事
a source of easy money, a job that pays a lot with little work
轻易得来的钱，赚钱的清闲差事
My brother took up a job in a beach restaurant and hoped to get on board the gravy train, but in fact he had to work more than in a factory.
我哥哥在沙滩边的餐馆工作，原本以为自己找到了一份赚钱的清闲差事，可实际上，那儿的活儿比工厂还多。
5. nest egg 储蓄金
savings, money kept in reserve
积蓄、贮备金
Don't worry about the job you lost. We have a little nest egg to live on until you find another.
别担心失业后的生活。我们还有一些积蓄能撑到你找到新工作。
6. cook the books 做假账
cheat in accounting, manipulate financial records
伪造或篡改财务报表
Nobody noticed that one of the managers was cooking the books until the company got totally bankrupt.
直到公司彻底破产以后，公司有一位经理做假账的事才被人发现。
7. golden handshake 解雇费
a (large) sum of money paid to an employee when he/she leaves the firm
支付给员工的一大笔离职金
Grandfather didn't really want to retire too early, but he couldn't resist the golden handshake that the company offered.
尽管祖父不打算早早退休，但是他未能抵住一大笔离职金的*。
8. cheapskate 守财奴
somebody who doesn't like to spend money
吝啬的人
We would need a new fridge, but my husband is such a cheapskate that I don't think we'll buy one before the other completely falls apart.
家里该买新冰箱了，可丈夫是个吝啬鬼，老冰箱没有完全坏掉之前，他是不会同意买新冰箱的。
关于钱的英语口语习惯用语
1. smart money 精明的投资者，搞经济的专家
Smart这个字有好几个解释，比如说，聪敏，伶俐，漂亮，还可以解释为厉害等。在smart money这个习惯用语里，smart是指聪敏。大家恐怕也不难猜出smart money的意思。Smart money是指那些有经验的投资商或善于赌博的人经管投资的钱。有的时候，smart money可以直接指这些人。下面就是一个例子。这是一个人在对朋友说经商的前景。
例句1: Do you think the economy is heading up or down? The smart money seems to think that business will get better so maybe it's time to put some money into the stock market.
你认为经济的前景是会变得更兴旺呢，还是会变得越来越疲软?那些搞经济的专家们似乎认为商业会越来越好，所以，也许现在是把一些钱投资到股票市场去的时候了。
由于美国投资市场五花八门，许多人都感到难以入门，可是最保险的银行存款又利率太低，所以越来越多的人把钱投入互助基金等收益更高的投资项目。下面的例子就是一个退休的人在说他自己的经历。
例句2: In the past, interest from my bank account was a good source of income to have after I retire. But interest rates are so low these days that I have to let those smart money people who handle mutual funds take care of my money.
过去，我从银行存款所得到的利息是我退休后很好的一笔收入。但是，现在利率那么低，我不得不让那些管理互助基金的专业人员来经管我的钱。
2. mad money 备用/急用的钱
Mad这个字可以解释为发疯，也可以说是快气疯了。但是在这里mad是指非常生气。那么，钱怎么会生气的呢? 最开始的时候，mad money是年轻女子跟男朋友一起出去玩的时候自己身上藏的一点钱。万一她跟男朋友生气了，或吵架了，那她至少自己有钱叫出租车回家去。
现在，mad money的含义已经扩大了。Mad money是另外放出的一小部份现金，准备在紧急时候用的。我们来举一个例子吧。这是一个丈夫在说话。
例句3: The other day we ran out of gas sixty miles from home. I had forgotten my wallet. But we were lucky - my wife remembered she had her mad money, so we were able to buy gas to get back home.
那天，我们在离家六十英里的地方发现汽车里没有汽油了。我那天又忘了带钱包。但是，我们很幸运，因为我太太记得她有一些准备急用的现金，所以我们能买了汽油，开车回家。
例句4: Last Saturday, my daughter was invited to a dinner party and planned to buy a cake on her way. In the bakery, she found out that she'd forgotten her purse. Fortunately, she had her mad money in her pocket to pay for the cake, so it turned out all right.
上星期六，我女儿的朋友请她去吃晚饭。她准备在去的路上买一个蛋糕。她在蛋糕店里的时候发现她没有带钱包。还好她口袋里有一些应急用的现金可以付蛋糕钱，所以就没问题了。
钱的英语口语词汇
1.cash 现金，资金
指带在身上的现有的金钱。相关短语有pay cash(支付现金)，in cash(以现金的形式)，cash back(现金返还，现金折扣)，cash card(现金卡，自动取款卡)等等。
例句：
How much cash do you have on you? 你身上带着多少现金?
Customers are offered a 10% discount if they pay cash. 顾客若付现金，可获九折优惠。
2.bill 账单，钞票
指日常生活中的电话费/电费/煤气费等账单，也指普通钞票。常用短语有to send sb. a bill for sth给(某人)开账单，发账单，pay the bills(支付账单)等等。
例句：
She always pays her bills on time. 她总是按时支付账单。
a ten-dollar bill 一张十元的账单。
Let’s ask for the bill. 我们结帐吧。
3.coin 硬币
金属货币的统称，也可以指各种国家法定货币。相关短语有be coining money(暴富，发大财)，to coin a phrase(用老话来说)等等。
例句：
He fished up a coin from his pocket. 他从口袋中掏出一枚硬币。
The magician palmed the coin and suddenly produced it from a boy's mouth. 魔术师把硬币藏在掌中，然后突然从一个男孩的嘴里把它变出来。
4.note 纸币
前面说了硬币，这个词是纸币。除了note，还有banknote、bill也有纸币钞票的意思。
例句：
We only exchange notes and traveller’s cheques. 我们只兑换纸币和旅行支票。
5.change 零钱
英语口语学习中很多人只知道change改变的意思，不知道也能表示“零钱”。日常生活中的找零钱、换零钱都用change。
例句：
He changed a five-dollar bill for five single ones. 他把一张5美元的钞票兑换成5张一美元的钞票。
Just keep the change. 不用找钱了。
