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保险英语口语

  保险,是指投保人按规定,向保险人支付保险费,保险人对于合同约定的可能发生的事由承担支付赔偿金ov保险金的保险行为。在贸易中,保险是分摊意外事故损失的一种财务安排。

  常用句子
  Can we confirm the insurance rate?
  我们能确定下保险费率吗?

  The risk is coverable at a premium of 1.4%.
  该险别的保险费率是1.4%.

  What kind of insurance are you able to provide for the goods?
  你们给货物提供哪种保险?

  We cannot comply with your request for insuring your order for 130% of its invoice value.
  我们不能为你方订货办理按发票金额130%的保险。

  Please give us the policy rates for FAA coverage.
  请给我方平安险的保险费率。

  Is every breakage a particular average?
  所有的破碎险都属于单独海损吗?

  We cannot comply with your request for insuring your order for 130% of its invoice value.
  我们不能为你方订货办理按发票金额130%的保险。

  Generally speaking, aviation insurance is much cheaper than marine insurance.
  空运保险一般要比海运保险便宜。

  We generally insure W.P.A. on C.I.F. sales.
  按到岸价交易,我们一般保水渍险。

  An All Risks policy covers every sort of hazard, doesn't it?
  一份综合险保单保所有的险,是吗?

  The goods are ready for shipment. We wish to cover insurance for the cargo.
  货已备好装船,我们希望给这批货投保。

  Insurance on the goods shall be covered by us for 110%of the CIF value, and any extra premium for additional coverage, if required, shall be borne by the buyers.
  将由我方按照到岸价的发票金额110%办理该货的保险,如果需要,额外增加保险的费用将由买方承担。

保险英语口语
  情景对话
  Susan:Good morning. I want to confirm the level of insurance coverage for your order.
  Bob:We have requested an amount thirty percent above the invoice value.
  Susan:Exactly. There is no problem in complying with your request, but the amount is a bit excessive as we have expected.
  Bob:We've met a lot cases in the past with damaged goods.
  Susan:1can understand your concern. However, the normal coverage for goods of this type is to insure them forthe total invoice amount plus ten percent.
  Bob:We should care about the commercial risk.
  Susan:Unfortunately, if any coverage increased, we will have to charge you extra for the additional cost.
  Bob:But the insurance was supposed to be included in the quotation.
  Susan:Yes, but we quoted you normal coverage at regular rates.
  Bob:So how can we deal with this problem?
  Susan:We can, however, arrange the extra coverage. But I think you'd better contact your insurance agent there and compare rates.
  Bob:You're right. We might get a cheaper coverage.
  Susan:Please contact us whatever you find there. And let us settle down the insurance.

  苏珊:早上好。我想确认一下你所要求的订单保险额的级别。
  鲍勃:我们要求的保险金额是高于发票价值百分之二十五。
  苏珊:没错。可以答应你们的请求,但是保险金额超出了我们的预期。
  鲍勃:过去存在货物毁损的案例太多了。
  苏珊:我能理解你们的考虑。然而,一般这类产品的保险额度是发票总额再加百分之十。
  鲍勃:我们必须考虑商业风险。
  苏珊:遗憾的是,如果增加保险额,我们就得向你们收取额外的费用。
  鲍勃:但是报价理应包含保险的。
  苏珊:是的,但是我们向你们报的价是一般比例下的正常保险额。
  鲍勃:那我们该怎么解决这个问题?
  苏珊:不过,超出的保险额我们可以再商量。但是我建议你们比较好与保险代理商联络并比较一下价格。
  鲍勃:你说得没错,我们或许能拿到更便宜的保险。
  苏珊:无论找到哪种价格,请联系我们。好让我们确定保险事宜。
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