英语对话能使人在短的时间内学会实用的会话，在轻松的对话中，即使平常不太有机会接触英语的人，也可一句一句地学习会话。沈阳美联英语为大家整理一些有用的英语对话，本篇是：关于保险费率的英语对话。
A:Though I have effected insurance for quite a few times .there isstill one thing I am not sure.
A:Though I have effected insurance for quite a few times .there isstill one thing I am not sure.
B:What is it?
A:What do you think are the main factors that determine the pre-mium rates'!
B:First .I think it is the carrying vessel.like its age，classification.
ownership and management. And the second is packing.
A:Packing should be seaworthy for strong enough to endure roughhandling.
B:In some cases.it is. But not for air freight and container ship-ment，they tend to require less packing.
A:How about the type of merchandise to be shipped!
B:It must be considered. because some goods are more vulnerableto damage.
A:I guess the distance of transportation and modes of transportalso influence the rates.
B:Right. Sometimes, underwriters charge you at a higher premiumjust because the goods are easily to be damaged or get stolen.
A:Are there close connections between the types of risks and thepremium'!
B:Yes .the more expensive cover is required .the higher the pre-mium rate is.
A:If the goods to be shipped are glassware.the premium rate aga-inst all risks including breakage differs great扮from that excludingit.
B:Last but not the least .the volume of cargo. That means a sub-stantial shipment may get more favorable premium.
A:I am clear about the rates now. I really appreciate your help.
B:I'm entirely at your service.
沈阳美联英语小编知道，有些同学对英语不是很明白，在这里迟迟没有进入状态，小编在此为大家翻译关于保险费率的英语对话，帮助大家加深了解。
A:虽然我曾经办过几次保险，但仍有一事不是很了解。
B:什么问题?
A:你认为决定保险费率的主要因素有哪些?
B:首先，我认为是运载船只的情况。比如它的船龄，类型，船主及管理。其次就是包装。
A:包装应适合海运或足够坚固。经得住野蛮装卸。
B:在某种情况下不是这样的。空运和集装箱运
输就不是这样，它们往往要求较少的包装。
A:装运商品的类型有关系吗?
B:当然需要加以考虑。因为有些产品更易破损。
A:我想运输距离和方式也会影响费率的。
B:是的。有时候保险商会因为发运货物易受损
或易被偷窃，而收取较高的保险费。
A:保险险种和费率之间关系密切吗?
B:是的，保险范围越广，保险费率就越高。
A:如果所投保的货物是玻璃制品，投保包括破碎险在内的一切险种与不包括破碎险的相比有
很多的区别。
B:后一点重要的是商品数量。就是说大批量
的货物运输可能获得更优惠的保险费率。
A:现在我清楚了。感谢你的帮助。
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